You Attended an Estate Planning Seminar

A lot of estate planning seminars use tactics based on probate laws from other states like California or Florida. Pennsylvania law is different. Before spending thousands on a revocable trust you may not need, here are the facts — and why personalized, experienced counsel matters.

Why These Seminars Exist

Many attorneys are joining national marketing programs that prioritize revenue over personalized planning, focusing on volume and sales rather than true client counseling. The attorney is reduced to a document producer instead of serving as a trusted advisor. The result?

High fees for generic but overly complex documents — think 30 to 50 pages for what should be a straightforward plan. Little or no actual funding of trusts. And plans that ignore or misunderstand Pennsylvania law.

What They Claim vs. Pennsylvania Reality

Cost Comparison: Real Numbers in Pennsylvania

The costs to administer a trust are comparable to estate administration — and sometimes higher. If the trust isn't properly funded, assets still go through probate, essentially doubling the expense. Trustees often hire attorneys for guidance, just like executors. Accounting, tax filings, and compliance requirements still apply. And in Pennsylvania, you still advertise the estate and start the one-year creditor period — even with a trust.

For most Pennsylvania families, probate costs are modest compared to the upfront cost of a trust. Unless you have multi-state property, a second marriage, or complex planning needs, a trust may not be necessary.

When a Trust Does Make Sense

Trusts are a valuable planning tool in the right circumstances. A trust may be appropriate when you own real estate in multiple states, have a second marriage or blended family, have high net worth that triggers federal estate tax planning, or have special needs or spendthrift beneficiaries.

A trust is like a golf club — it's a great tool when used in the right situation, but you wouldn't use a driver on the green or a putter on the fairway.

How to Spot a Sales Pitch

Not all seminars are problematic, but be cautious if you notice any of these warning signs:

1. The seminar promises to "save you from probate nightmares."
2. You hear claims like "probate costs tens of thousands of dollars" without context.
3. The seminar claims they will keep your family out of court and avoid fighting between beneficiaries.
4. The solution is always a trust — never tailored advice based on your situation.
5. The presenter emphasizes urgency: "Sign up today for a discount."
6. The attorney talks more about their program than your family's needs.
7. Trust administration costs are never mentioned, especially the cost when the trust isn't properly funded.
8. Pricing is presented as tiered packages (e.g., Bronze at $1,500 to Gold at $7,500) instead of customized planning.
9. Look for ™ or ® symbols on their website — it's a strong sign they're using a national program's branded system, not offering independent, personalized planning.

What You Deserve: Honest Counsel

The best estate plan comes from an attorney who understands your family and listens to your needs — not someone trying to sell you a product. At Ament Law Group, we believe in a straightforward approach:

• We listen first, then recommend — never the other way around.
• We explain the law in plain language so you can make informed decisions.
• We use flat-fee billing so you know the cost upfront.
• We recommend trusts when they're appropriate — and tell you when they're not.

If you attended a seminar and aren't sure whether a trust is right for your family, we're happy to give you a candid second opinion. No pressure, no sales pitch — just honest guidance based on Pennsylvania law and your specific circumstances.